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Latest Activity: Dec 14, 2010

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Electric Uno Bike designed by an 18 year old

Highschooler Ben Gulak of Canada designed a built an electric "uni" bike (with two wheels side-by-side) that works a bit like a Segway. Incredible! He hopes it will combat pollution in the world.…Continue

Started by Truman Leung May 1, 2008.

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Activision is reportedly looking into the malware stealing its users' login credentials

Activision is reportedly in the midst of investigating a hacking campaign that's stealing login credentials from people playing its games. According to TechCrunch, bad actors have been successfully installing malware onto victims' computers and using their access to steal logins for their gaming accounts and even their crypto wallets. The video game publisher has apparently been helping victims remove the malware and regain control of their accounts, but it doesn't have enough information at the moment to say how the malware is spreading. 

TechCrunch's source said the malware "could be only affecting folks who have third-party tools installed," insinuating that people are getting it from non-Activision-developed software typically used with its games. Delaney Simmons, Activision's spokesperson, told the publication that the company is aware of "claims that some player credentials across the broader industry could be compromised from malware from downloading or using unauthorized software." He added that the company's servers "remain secure and uncompromised."

That's certainly a plausible theory, seeing as the hacking scheme appears to have been uncovered by someone known as Zeebler, who develops cheating software for Call of Duty. Zeebler told TechCrunch that he discovered the campaign when one of his customers had their account stolen for his software. Upon looking into it, he reportedly discovered a database containing stolen credentials. He also said that the malware is disguised to look like real software, but they were actually designed to steal the usernames and passwords victims type in. Zeebler is presumably talking about third-party tools like cheating software getting cloned to harvest people's logins, but phishing schemes that use Activision's official login design exist, as well. Bottom line is, people should be careful what they download and always double check if the login page they're typing in is the real deal. 

This article originally appeared on Engadget at https://www.engadget.com/activision-is-reportedly-looking-into-the-malware-stealing-its-users-login-credentials-092210468.html?src=rss

The best live TV streaming services to cut cable in 2024

The major players in live TV streaming are YouTube TV, Hulu + Live TV, FuboTV, Sling and DirecTV Stream, with Philo rounding things out as a good budget option. Each one purports to replicate cable with vast channel offerings, local news, sports and linear programming — and most services promise to be cheaper than cable, too. That’s true in some cases, but depending on which and how many add-ons and packages you get in addition to the base service, it can also end up being far more expensive than basic cable. To help you get the most bang for your buck, we break down just what live TV services offer and suggest the best ones for different viewers.

What to look for in a live TV streaming service

How to stream live TV

Streaming live TV is a lot like using Netflix. You get access through apps on your phone, tablet, smart TV or streaming device and the signal arrives over the internet. A faster and more stable connection tends to give you a better experience. Most live TV apps require you to sign up and pay via a web browser. After that, you can activate the app on your device.

Price

When I started my cord-cutting research, I was struck by the price difference between live TV and a standard streaming app like Netflix or Peacock. Where the latter cost between $5 and $20 per month, many live TV services hit the $75 mark and can go higher than $200 with additional perks, channel packages and premium extras. The higher starting price is mostly due to the cost of providing multiple networks – particularly sports and local stations. And, in the past year or so, every service except Philo and Sling has raised base plan prices.

Local channels

Only two of the services we tried don’t include full local channel coverage for subscribers and one of those makes no effort at carrying sports. That would be Philo and, as you might guess, it’s the cheapest. The next most affordable option, Sling, only carries three local stations, and only in larger markets, but it still manages to include some of the top sports channels.

When you sign up with any provider that handles local TV, you’ll enter your zip code, ensuring you get your area’s broadcast affiliates for ABC, CBS, FOX and NBC. Of course, you can also get those stations for free. Nearly all modern television sets support a radio frequency (RF) connection, also known as the coaxial port, which means if you buy an HD antenna, you’ll receive locally broadcast stations like ABC, CBS, FOX and NBC. And since the signal is digital, reception is much improved over the staticky rabbit-ears era.

Sports

One reality that spun my head was the sheer number and iterations of sports networks in existence. Trying to figure out which network will carry the match-up you want to see can be tricky. Google makes it a little easier for sports fans by listing out upcoming games (just swap in NFL, MLB, NHL and so on in the search bar). When you click an event, the “TV & streaming” button will tell you which network is covering it.

That just leaves figuring out if your chosen service carries that regional sports network. Unfortunately, even with add-ons and extra packages, some providers simply don’t have certain channel lineups. It would take a lawyer to understand the ins and outs of streaming rights negotiations, and networks leave and return to live TV carriers all the time. That said, most major sporting events in the US are covered by ESPN, Fox Sports, TNT, USA and local affiliates.

It's also worth noting that traditional streaming services have started adding live sports to their lineups. Peacock carries live Premier League matches and Sunday Night Football. Max now airs select, regular season games from the NHL, MLB, NCAA and NBA with a $10-per-month add-on. You can watch MLS games with an add-on through the Apple TV app, and Apple TV+ includes some MLB games. And finally, if you subscribe to Paramount Plus, you can see many of the matches you’d see on CBS Sports. While these options won’t cover as much ground as live TV streamers, they could scratch a sports itch without too much added cost.

A TV displaying the logos for Philo, Sling, Hulu, DirecTV stream, fuboTV, and YouTube TV apps.
Amy Skorheim / Engadget

Traditional cable networks

Dozens of linear programming networks were once only available with cable TV, like Bravo, BET, Food Network, HGTV, CNN, Lifetime, SYFY and MTV. If you only subscribe to, say, Netflix or Apple TV+, you won’t have access to those. But as with sports, standard streamers are starting to incorporate this content into their offerings. After the Warner Bros. merger, Max incorporated some content from HGTV, Discovery and TLC. Peacock has Bravo and Hallmark shows, and Paramount+ has material from Nickelodeon, MTV and Comedy Central.

Other channels like AMC+ have stand-alone apps. The Discovery+ app gives you 15 channels add-free for $9 per month. And a service called Frndly TV costs a mere $7 per month and streams A&E, Lifetime, Game Show Network, Vice and about 35 others. Of course, most live TV streaming options will deliver more sizable lists of cable networks, but just note that you may already be paying for some of them — and if all you need is a certain channel, you could get it cheaper by subscribing directly.

How to stream live TV for free

We also tested a few apps that offer free ad-supported TV (FAST) including Freevee, Tubi, PlutoTV and Sling Freestream. They let you drop in and watch a more limited selection of live networks at zero cost. Most don’t even require an email address, let alone a credit card. And if you have a Roku device, an Amazon Fire TV Stick or a Samsung TV, you already have access to hundreds of live channels via the Roku Channel, the live tab in Fire TV or through the Samsung TV Plus app.

Digital video recordings (DVR)

Every option we’ve included offers cloud DVR storage, so you don’t need a separate physical device like you often do with traditional cable. You’ll either get unlimited storage for recordings that expires after nine months or a year, or you’ll get a set number of hours (between 50 and 1,000) that you can keep indefinitely. Typically, all you need to do is designate what you want to record and the DVR component will do all the hard work of saving subsequent episodes for you to watch later.

Aside from being able to watch whenever it’s most convenient, you can also fast-forward through commercials in recorded content. In contrast, you can’t skip them on live TV or video-on-demand (VOD).

Most live TV subscriptions include access to a selection of VOD content including movies and shows that are currently airing on your subscribed networks. This typically doesn’t cover live events, local shows and news programming. But it does let you watch specific episodes of ongoing shows like Diners, Drive-Ins and Dives or BET’s Sistas. Just search the on-demand library for the program, pick an episode and hit play.

Tiers, packages and add-ons

Comparing price-to-offering ratios is a task for a spreadsheet. I… made three. The base plans range from $25 to $80 per month. From there, you can add packages, which are usually groups of live TV channels bundled by themes like news, sports, entertainment or international content. Premium VOD extras like Max, AMC+ and Starz are also available. Add-ons cost an extra $5 to $20 each per month and simply show up in the guide where you find the rest of your live TV. This is where streaming can quickly get expensive, pushing an $80 subscription to $200 monthly, depending on what you choose.

How we tested

When I begin testing for a guide, I research the most popular and well-reviewed players in the category and narrow down which are worth trying. For the paid plans, just six services dominate so I tried them all. There are considerably more free live TV contenders so I tested the four most popular. After getting accounts set up using my laptop, I downloaded the apps on a Samsung smart TV running the latest version of Tizen OS. I counted the local stations and regional sports coverage, and noted how many of last year's top cable networks were available. I then weighed the prices, base packages and available add-ons.

I then looked at how the programming was organized in each app’s UI and judged how easy everything was to navigate, from the top navigation to the settings. To test the search function, I searched for the same few TV shows on BET, Food Network, HGTV and Comedy Central, since all six providers carry those channels. I noted how helpful the searches were and how quickly they got me to season 6, episode 13 of Home Town.

I used DVR to record entire series and single movies and watched VOD shows, making sure to test the pause and scan functions. On each service with sports, I searched for the same four upcoming NHL, NBA, MLS and NCAA basketball matches and used the record option to save the games and play them back a day or two later. Finally, I noted any extra perks or irritating quirks.

Here’s the full list of everything we tried:

Free ad-supported live TV:

Best free live TV streaming services

Many standard streaming apps have added live components to their lineups. You’re paying for the service, so it’s not technically “free,” but you can get a dose of live TV without spending more than necessary. Peacock includes some regional NBC stations and Paramount+ subscribers can watch on-air CBS programming. The standard Hulu app has a live ABC news channel and Max now includes a live CNN outlet with its service.

Amazon Prime Video contains a live TV tab, as does the Fire TV interface. And, if you use Roku or Samsung as your smart OS of choice, their built-in, proprietary services include hundreds of live channels at no extra cost. Plus there are free apps from Plex and PBS — even NASA has a free streaming service.

But if you want a full suite of live TV networks, and don’t want to sign up for any paid service, there are a number of free ad-supported TV services that have live TV. Here's the best of what we tried:

Frequently asked questions

What streaming service is best for live TV?

FuboTV does the best job of letting you organize live channels to help you find just what you want to watch. The interface is uncluttered and when you search for something, the UI clearly tells you whether something is live now or on-demand. YouTube TV also does a good job making that info clear. Both have just over 100 live channels on offer.

What is the most cost effective TV streaming service?

Free TV streaming services like PlutoTV, Plex, Tubi and FreeVee show plenty of ad-supported TV shows and movies without charging you anything. Of course, they won’t have the same channels or content that more premium subscriptions have. Ultimately it depends on what you want to watch and finding the service that can supply that to you in the most streamlined form so you’re not paying for stuff you don’t need.

Is it cheaper to have cable or streaming?

A basic cable package used to be more expensive than the base-level live TV streaming service. But now that nearly all major providers have raised their prices to over $75 per month, that’s no longer the case. And with add-ons and other premiums, you can easily pay over $200 a month for either cable or a live TV streaming service.

What streaming service has all the TV channels?

No service that we tested had every available channel. Hulu + Live TV and DirecTV Stream carry the highest number of the top rated channels, according to Neilsen. Hulu’s service will also get you Disney+ fare, which you can’t get elsewhere. FuboTV has the most sports channels and YouTube TV gives you the widest selection of add-ons.

What is the most popular live TV streaming platform?

YouTube TV has the most paying customers. According to this year’s letter from the company’s CEO, the service has over eight million subscribers. Disney’s 2023 fourth quarter earnings put the Hulu + Live TV viewer count at 4.6 million. Sling reported two million patrons and FuboTV claimed 1.1 million, both in respective year-end reports.

This article originally appeared on Engadget at https://www.engadget.com/best-live-tv-streaming-service-133000410.html?src=rss

The 6 best budgeting apps to replace Mint

More than 10 years and millions of users later, the popular budgeting app Mint has shut down for good. Parent company Intuit shuttered the app on March 24, 2024, and has prompted its users migrate to its other personal finance app, Credit Karma. I, along with 3.6 million others (as of 2021, according to Bloomberg), had been Mint users for a long time, trusting the budgeting app to track all of my accounts in one place. Mint was also the tool I used to monitor my credit score, stick to a monthly spending plan and set goals like building a rainy-day fund or paying down my mortgage faster.

So I gave Credit Karma a shot after hearing I would be imminently forced off of Mint. I was left unimpressed; it’s not a true Mint alternative, so finding a similar app that could be became a top priority for me. The following guide lays out my experience testing some of the most popular Mint replacement apps available today. If you’re also on the hunt for a budgeting app to replace Mint, we hope these details can help you decide which of the best budgeting apps out there could meet your needs in this post-Mint world.

How to import your financial data from Mint

Mint users should consider getting their data ready to migrate to their new budgeting app of choice soon. Unfortunately, importing data from Mint is not as easy as entering your credentials from inside your new app and hitting “import.” In fact, any app that advertises the ability to port over your stats from Mint is just going to have you upload a CSV file of transactions and other data.

To download a CSV file from Mint, do the following:

  1. Sign into Mint.com and hit Transactions in the menu on the left side of the screen.

  2. Select an account, or all accounts.

  3. Scroll down and look for “export [number] transactions” in smaller print.

  4. Your CSV file should begin downloading.

Note: Downloading on a per-account basis might seem more annoying, but could help you get set up on the other side, if the app you’re using has you importing transactions one-for-one into their corresponding accounts.

How we tested

Before I dove into the world of budgeting apps, I had to do some research. To find a list of apps to test, I consulted trusty ol’ Google (and even trustier Reddit); read reviews of popular apps on the App Store; and also asked friends and colleagues what budget tracking apps they might be using. Some of the apps I found were free, just like Mint. These, of course, show loads of ads (excuse me, “offers”) to stay in business. But most of the available apps require paid subscriptions, with prices typically topping out around $100 a year, or $15 a month. (Spoiler: My top pick is cheaper than that.)

Since this guide is meant to help Mint users find a permanent replacement, any services I chose to test needed to do several things: import all of your account data into one place; offer budgeting tools; and track your spending, net worth and credit score. Except where noted, all of these apps are available for iOS, Android and on the web.

Once I had my shortlist of six apps, I got to work setting them up. For the sake of thoroughly testing these apps (and remember, I really was looking for a Mint alternative myself), I made a point of adding every account to every budgeting app, no matter how small or immaterial the balance. What ensued was a veritable Groundhog Day of two-factor authentication. Just hours of entering passwords and one-time passcodes, for the same banks half a dozen times over. Hopefully, you only have to do this once.

The best Mint alternative: Quicken Simplifi

No pun intended, but what I like about Quicken Simplifi is its simplicity. Whereas other budgeting apps try to distinguish themselves with dark themes and customizable emoji, Simplifi has a clean user interface, with a landing page that you just keep scrolling through to get a detailed overview of all your stats. These include your top-line balances; net worth; recent spending; upcoming recurring payments; a snapshot of your spending plan; top spending categories; achievements; and any watchlists you’ve set up. You can also set up savings goals elsewhere in the app. I also appreciate how it offers neat, almost playful visualizations without ever looking cluttered. I felt at home in the mobile and web dashboards after a day or so, which is faster than I adapted to some competing services (I’m looking at you, YNAB and Monarch).

Getting set up with Simplifi was mostly painless. I was particularly impressed at how easily it connected to Fidelity; not all budget trackers do, for whatever reason. This is also one of the only services I tested that gives you the option of inviting a spouse or financial advisor to co-manage your account. One thing I would add to my initial assessment of the app, having used it for a few months now: I wish Simplifi offered Zillow integration for easily tracking your home value (or at least a rough estimate of it). Various competitors including Monarch Money and Copilot Money work with Zillow, so clearly there's a Zillow API available for use. As it stands, Simplifi users must add real estate manually like any other asset.

A screenshot of the
Dana Wollman / Engadget

In practice, Simplifi miscategorized some of my expenses, but nothing out of the ordinary compared to any of these budget trackers. As you’re reviewing transactions, you can also mark if you’re expecting a refund, which is a unique feature among the services I tested. Simplifi also estimated my regular income better than some other apps I tested. Most of all, I appreciated the option of being able to categorize some, but not all, purchases from a merchant as recurring. For instance, I can add my two Amazon subscribe-and-saves as recurring payments, without having to create a broad-strokes rule for every Amazon purchase.

The budgeting feature is also self-explanatory. Just check that your regular income is accurate and be sure to set up recurring payments, making note of which are bills and which are subscriptions. This is important because Simplifi shows you your total take-home income as well as an “income after bills” figure. That number includes, well, bills but not discretionary subscriptions. From there, you can add spending targets by category in the “planned spending” bucket. Planned spending can also include one-time expenditures, not just monthly budgets. When you create a budget, Simplifi will suggest a number based on a six-month average.

Not dealbreakers, but two things to keep in mind as you get started: Simplifi is notable in that you can’t set up an account through Apple or Google. There is also no option for a free trial, though Quicken promises a “30-day money back guarantee.”

The best Mint alternative (runner-up): Monarch Money

Monarch Money grew on me. My first impression of the budgeting app, which was founded by a former Mint product manager, was that it's more difficult to use than others on this list, including Simplifi, NerdWallet and Copilot. And it is. Editing expense categories, adding recurring transactions and creating rules, for example, is a little more complicated than it needs to be, especially in the mobile app. (My advice: Use the web app for fine-tuning details.) Monarch also didn’t get my income right; I had to edit it.

Once you’re set up, though, Monarch offers an impressive level of granularity. In the budgets section, you can see a bona fide balance sheet showing budgets and actuals for each category. You'll also find a forecast, for the year or by month. And recurring expenses can be set not just by merchant, but other parameters as well. For instance, while most Amazon purchases might be marked as “shopping,” those for the amounts of $54.18 or $34.18 are definitely baby supplies, and can be automatically marked as such each time, not to mention programmed as recurring payments. Weirdly, though, there’s no way to mark certain recurring payments as bills, specifically.

A screenshot of the
Dana Wollman / Engadget

Not long after I first published this story in December 2023, Monarch introduced a detailed reporting section where you can create on-demand graphs based on things like accounts, categories and tags. That feature is available just on the web version of the app for now. As part of this same update, Monarch added support for an aggregator that makes it possible to automatically update the value of your car. This, combined with the existing Zillow integration for tracking your home value, makes it easy to quickly add a non-liquid asset like a vehicle or real estate, and have it show up in your net worth graph.

The mobile app is mostly self-explanatory. The main dashboard shows your net worth; your four most recent transactions; a month-over-month spending comparison; income month-to-date; upcoming bills; an investments snapshot; a list of any goals you’ve set; and, finally, a link to your month-in-review. That month-in-review is more detailed than most, delving into cash flow; top income and expense categories; cash flow trends; changes to your net worth, assets and liabilities; plus asset and liability breakdowns. In February 2024, Monarch expanded on the net worth graph, so that if you click on the Accounts tab you can see how your net worth changed over different periods of time, including one month, three months, six months, a year or all time.

On the main screen, you’ll also find tabs for accounts, transactions, cash flow, budget and recurring. Like many of the other apps featured here, Monarch can auto-detect recurring expenses and income, even if it gets the category wrong. (They all do to an extent.) Expense categories are marked by emoji, which you can customize if you’re so inclined.

Monarch Money uses a combination of networks to connect with banks, including Plaid, MX and Finicity, a competing network owned by Mastercard. (I have a quick explainer on Plaid, the industry standard in this space, toward the end of this guide.) As part of an update in late December, Monarch has also made it easier to connect through those other two networks, if for some reason Plaid fails. Similar to NerdWallet, I found myself completing two-factor authentication every time I wanted to get past the Plaid screen to add another account. Notably, Monarch is the only other app I tested that allows you to grant access to someone else in your family — likely a spouse or financial advisor. Monarch also has a Chrome extension for importing from Mint, though really this is just a shortcut for downloading a CSV file, which you’ll have to do regardless of where you choose to take your Mint data.

Additionally, Monarch just added the ability to track Apple Card, Apple Cash, and Savings accounts, thanks to new functionality brought with the iOS 17.4 update. It's not the only one either; currently, Copilot and YNAB have also added similar functionality that will be available to anyone with the latest versions of their respective apps on a device running iOS 17.4. Instead of manually uploading statements, the new functionality allows apps like Monarch's to automatically pull in transactions and balance history. That should make it easier to account for spending on Apple cards and accounts throughout the month.

Monarch also recently launched investment transactions in beta. It also says bill tracking and an overhauled goals system are coming soon. Monarch hasn't provided a timeline for that last one, except to say that the improved goals feature is coming in early 2024.

The best up-and-comer: Copilot Money

Copilot Money might be the best-looking budgeting app I tested. It also has the distinction of being exclusive to iOS and Macs — at least for now. Andres Ugarte, the company’s CEO, has publicly promised that Android and web apps are coming in 2024 (more likely the second half of the year, Ugarte tells me). But until it follows through, I can’t recommend Copilot for most people with so many good competitors out there.

There are other features that Copilot is missing, which I’ll get into. But it is promising, and one to keep an eye on. It’s just a fast, efficient, well designed app, and Android users will be in for a treat when they’ll finally be able to download it. It makes good use of colors, emoji and graphs to help you understand at a glance how you’re doing on everything from your budgets to your investment performance to your credit card debt over time. In particular, Copilot does a better job than almost any other app of visualizing your recurring monthly expenses.

Behind those punchy colors and cutesy emoji, though, is some sophisticated performance. Copilot’s AI-powered “Intelligence” gets smarter as you go at categorizing your expenses. (You can also add your own categories, complete with your choice of emoji.) It’s not perfect. Copilot miscategorized some purchases (they all do), but it makes it easier to edit than most. On top of that, the internal search feature is very fast; it starts whittling down results in your transaction history as soon as you begin typing.

A screenshot of Copilot Money's iOS app.
Dana Wollman / Engadget

Copilot is also unique in offering Amazon and Venmo integrations, allowing you to see transaction details. With Amazon, this requires just signing into your Amazon account via an in-app browser. For Venmo, you have to set up fwd@copilot.money as a forwarding address and then create a filter, wherein emails from venmo@venmo.com are automatically forwarded to fwd@copilot.money. Like Monarch Money, you can also add any property you own and track its value through Zillow, which is integrated with the app.

While the app is heavily automated, I still appreciate that Copilot marks new transactions for review. It’s a good way to both weed out fraudulent charges, and also be somewhat intentional about your spending habits.

Like Monarch Money, Copilot updated its app to make it easier to connect to banks through networks other than Plaid. As part of the same update, Copilot said it has improved its connections to both American Express and Fidelity which, again, can be a bugbear for some budget tracking apps. In an even more recent update, Copilot added a Mint import option, which other budgeting apps have begun to offer as well.

Because the app is relatively new (it launched in early 2020), the company is still catching up to the competition on some table-stakes features. Ugarte told me that his team is almost done building out a detailed cash flow section, which could launch before the end of 2023, but more likely in early 2024. On its website, Copilot also promises a raft of AI-powered features that build on its current “Intelligence” platform, the one that powers its smart expense categorization. These include “smart financial goals,” natural language search, a chat interface, forecasting and benchmarking. That benchmarking, Ugarte tells me, is meant to give people a sense of how they’re doing compared to other Copilot users, on both spending and investment performance. Most of these features should arrive in the new year.

Copilot does a couple interesting things for new customers that distinguish it from the competition. There’s a “demo mode” that feels like a game simulator; no need to add your own accounts. The company is also offering two free months with RIPMINT — a more generous introductory offer than most. When it finally does come time to pony up, the $7.92 monthly plan is cheaper than some competing apps, although the $95-a-year-option is in the same ballpark.

The best free budgeting app: NerdWallet

You may know NerdWallet as a site that offers a mix of personal finance news, explainers and guides. I see it often when I google a financial term I don’t know and sure enough, it’s one of the sites I’m most likely to click on. As it happens, NerdWallet also has the distinction of offering one of the only free budgeting apps I tested. In fact, there is no paid version; nothing is locked behind a paywall. The main catch: There are ads everywhere. To be fair, the free version of Mint was like this, too.

Even with the inescapable credit card offers, NerdWallet has a clean, easy-to-understand user interface, which includes both a web and a mobile app. The key metrics that it highlights most prominently are your cash flow, net worth and credit score. (Of note, although Mint itself offered credit score monitoring, most of its rivals do not.) I particularly enjoyed the weekly insights, which delve into things like where you spent the most money or how much you paid in fees — and how that compares to the previous month. Because this is NerdWallet, an encyclopedia of financial info, you get some particularly specific category options when setting up your accounts (think: a Roth or non-Roth IRA).

A screenshot of the
Dana Wollman / Engadget

As a budgeting app, NerdWallet is more than serviceable, if a bit basic. Like other apps I tested, you can set up recurring bills. Importantly, it follows the popular 50/30/20 budgeting rule, which has you putting 50% of your budget toward things you need, 30% toward things you want, and the remaining 20% into savings or debt repayments. If this works for you, great — just know that you can’t customize your budget to the same degree as some competing apps. You can’t currently create custom spending categories, though a note inside the dashboard section of the app says “you’ll be able to customize them in the future.” You also can’t move items from the wants column to “needs” or vice versa but “In the future, you'll be able to move specific transactions to actively manage what falls into each group.” A NerdWallet spokesperson declined to provide an ETA, though.

Lastly, it’s worth noting that NerdWallet had one of the most onerous setup processes of any app I tested. I don’t think this is a dealbreaker, as you’ll only have to do it once and, hopefully, you aren’t setting up six or seven apps in tandem as I was. What made NerdWallet’s onboarding especially tedious is that every time I wanted to add an account, I had to go through a two-factor authentication process to even get past the Plaid splash screen, and that’s not including the 2FA I had set up at each of my banks. This is a security policy on NerdWallet’s end, not Plaid’s, a Plaid spokesperson says.

Precisely because NerdWallet is one of the only budget trackers to offer credit score monitoring, it also needs more of your personal info during setup, including your birthday, address, phone number and the last four digits of your social security number. It’s the same with Credit Karma, which also does credit score monitoring.

Related to the setup process, I found that NerdWallet was less adept than other apps at automatically detecting my regular income. In my case, it counted a large one-time wire transfer as income, at which point my only other option was to enter my income manually (which is slightly annoying because I would have needed my pay stub handy to double-check my take-home pay).

Budgeting apps we also tested

YNAB

YNAB is, by its own admission, “different from anything you’ve tried before.” The app, whose name is short for You Need a Budget, promotes a so-called zero-based budgeting system, which forces you to assign a purpose for every dollar you earn. A frequently used analogy is to put each dollar in an envelope; you can always move money from one envelope to another in a pinch. These envelopes can include rent and utilities, along with unforeseen expenses like holiday gifts and the inevitable car repair. The idea is that if you budget a certain amount for the unknowns each month, they won’t feel like they’re sneaking up on you.

Importantly, YNAB is only concerned with the money you have in your accounts now. The app does not ask you to provide your take-home income or set up recurring income payments (although there is a way to do this). The money you will make later in the month through your salaried job is not relevant, because YNAB does not engage in forecasting.

The app is harder to learn than any other here, and it requires more ongoing effort from the user. And YNAB knows that. Inside both the mobile and web apps are links to videos and other tutorials. Although I never quite got comfortable with the user interface, I did come to appreciate YNAB’s insistence on intentionality. Forcing users to draft a new budget each month and to review each transaction is not necessarily a bad thing. As YNAB says on its website, “Sure, you’ve got pie charts showing that you spent an obscene amount of money in restaurants — but you’ve still spent an obscene amount of money in restaurants.” I can see this approach being useful for people who don’t tend to have a lot of cash in reserve at a given time, or who have spending habits they want to correct (to riff off of YNAB’s own example, ordering Seamless four times a week).

My colleague Valentina Palladino, knowing I was working on this guide, penned a respectful rebuttal, explaining why she’s been using YNAB for years. Perhaps, like her, you have major savings goals you want to achieve, whether it’s paying for a wedding or buying a house. I suggest you give her column a read. For me, though, YNAB’s approach feels like overkill.

PocketGuard

PocketGuard is one of the only reputable free budget trackers I found in my research. Just know it’s far more restricted at the free tier than NerdWallet or Mint. In my testing, I was prompted to pay after I attempted to link more than two bank accounts. So much for free, unless you keep things simple with one cash account and one credit card. When it comes time to upgrade to PocketGuard Plus, you have three options: pay $7.99 a month, $34.99 a year or $79.99 for a one-time lifetime license. That lifetime option is actually one of the few unique selling points for me: I’m sure some people will appreciate paying once and never having to, uh, budget for it again.

From the main screen, you’ll see tabs for accounts, insights, transactions and the “Plan,” which is where you see recurring payments stacked on top of what looks like a budget. The main overview screen shows you your net worth, total assets and debts; net income and total spending for the month; upcoming bills; a handy reminder of when your next paycheck lands; any debt payoff plan you have; and any goals.

A screenshot of the
Dana Wollman / Engadget

Like some other apps, including Quicken Simplifi, PocketGuard promotes an “after bills” approach, where you enter all of your recurring bills, and then PocketGuard shows you what’s left, and that’s what you’re supposed to be budgeting: your disposable income. Obviously, other apps have a different philosophy: take into account all of your post-tax income and use it to pay the bills, purchase things you want and maybe even save a little. But in PocketGuard, it’s the “in your pocket” number that’s most prominent. To PocketGuard’s credit, it does a good job visualizing which bills are upcoming and which ones you’ve already paid.

PocketGuard has also publicly committed to adding some popular features in early 2024. These include rollover budgeting in January 2024, categorization rules in February and shared household access in March.

A screenshot of PocketGuard's iOS app.
Dana Wollman / Engadget

Although PocketGuard’s UI is easy enough to understand, it lacks polish. The “accounts” tab is a little busy, and doesn’t show totals for categories like cash or investments. Seemingly small details like weirdly phrased or punctuated copy occasionally make the app feel janky. More than once, it prompted me to update the app when no updates were available. The web version, meanwhile, feels like the mobile app blown up to a larger format and doesn’t take advantage of the extra screen real estate.

Of note, although PocketGuard does work with Plaid, its primary bank-connecting platform is actually Finicity. Setting up my accounts through Finicity was mostly a straightforward process. I did encounter one hiccup: Finicity would not connect to my SoFi account. I was able to do it through Plaid, but PocketGuard doesn’t make it easy to access Plaid in the app. The only way, as far as I can tell, is to knowingly search for the name of a bank that isn’t available through Finicity, at which point you get the option to try Plaid instead. Like I said: the experience can be janky.

What is Plaid and how does it work?

Each of the apps I tested uses the same underlying network, called Plaid, to pull in financial data, so it’s worth explaining in its own section what it is and how it works. Plaid was founded as a fintech startup in 2013 and is today the industry standard in connecting banks with third-party apps. Plaid works with over 12,000 financial institutions across the US, Canada and Europe. Additionally, more than 8,000 third-party apps and services rely on Plaid, the company claims.

To be clear, you don’t need a dedicated Plaid app to use it; the technology is baked into a wide array of apps, including the budget trackers I tested for this guide. Once you find the “add an account” option in whichever one you’re using, you’ll see a menu of commonly used banks. There’s also a search field you can use to look yours up directly. Once you find yours, you’ll be prompted to enter your login credentials. If you have two-factor authentication set up, you’ll need to enter a one-time passcode as well.

As the middleman, Plaid is a passthrough for information that may include your account balances, transaction history, account type and routing or account number. Plaid uses encryption, and says it has a policy of not selling or renting customer data to other companies. However, I would not be doing my job if I didn’t note that in 2022 Plaid was forced to pay $58 million to consumers in a class action suit for collecting “more financial data than was needed.” As part of the settlement, Plaid was compelled to change some of its business practices.

In a statement provided to Engadget, a Plaid spokesperson said the company continues to deny the allegations underpinning the lawsuit and that “the crux of the non-financial terms in the settlement are focused on us accelerating workstreams already underway related to giving people more transparency into Plaid’s role in connecting their accounts, and ensuring that our workstreams around data minimization remain on track.”

My top Mint alternative picks: Quicken Simplifi and Copilot Money

To conclude, you might be wondering what app I decided on for myself after all of this research. The answer is actually two apps: Quicken Simplifi, my overall top pick, and Copilot Money. For now, I am actively using both apps and still deciding, long-term, which I feel more comfortable with. I tend to prefer Copilot's fast, colorful user interface, but as I explained above, it's too lacking in table-stakes features for me to go so far as to name it the best overall option.

This article originally appeared on Engadget at https://www.engadget.com/the-best-budgeting-apps-to-replace-mint-143047346.html?src=rss

Snapchat’s latest paid perk is an AI Bitmoji of your pet

Snapchat has a new AI-powered perk for subscribers: Bitmoji versions of your pet. The feature, which is unfortunately not called “petmoji,” allows users to snap a photo of their four-legged friend to create a cartoon-like avatar to accompany their Bitmoji in the Snap Map.

Based on screenshots shared by the company, it seems users will be able to choose from a few different variations of the AI-generated images after sharing a photo of their pet. That’s considerably less customization than what you can do with your own human-inspired Bitmoji,though it should allow users to create something that looks similar to their IRL pet. (No word on if Snap could one day introduce branded pet accessories for animal avatars like they do for human Bitmoji.)

The addition is also the latest example of how Snap has embraced AI features in its subscription offering. Since debuting Snapchat+ in 2022, the company has used the premium service to experiment with generative AI features, including its MyAI assistant as well as camera-powered features like Dreams and AI-generated snaps. Snapchat+ has more than 7 million subscribers, the company announced in December.

Elsewhere, Snap added some updates for non-subscribers, too. The app is adding a new template feature to make it easier to edit clips, and new swipe-based gestures to send and edit snaps more quickly. Snapchat will also support longer video uploads for Stories and Spotlight. In-app captures can now be three minutes long, while the app will support uploads of up to five minutes.

This article originally appeared on Engadget at https://www.engadget.com/snapchats-latest-paid-perk-is-an-ai-bitmoji-of-your-pet-235027028.html?src=rss

An OLED iPad Pro and the first big-screen iPad Air will reportedly arrive in May

Apple will finally launch new iPads in early May, according to Bloomberg’s Mark Gurman. Expected are a new iPad Pro with an OLED display and a faster iPad Air, including a 12.9-inch model for the first time in that lineup. The details of the upcoming iPad models have been consistent, circulating through the rumor mill since last year.

The new iPad Pro models will reportedly add OLED displays (offering deeper blacks and richer colors) and run on the new M3 chip, already found in several Macs. The new tablets are said to launch alongside a redesigned Apple Pencil and Magic Keyboard. Other than a white color option, the latter has remained unchanged since its arrival four years ago.

Meanwhile, the iPad Air will supposedly run on a new processor. Bloomberg didn’t specify which, but — considering the current model uses the M1, and Apple likely wants to reserve the M3 for the more expensive Pro — the M2 sounds like a safe bet. The 12.9-inch screen option would mark the first time the iPad Air line has offered a display larger than 10.9 inches. Although Apple will charge more for that model than the smaller sibling expected alongside it, that would be the cheapest way yet to get a supersized iPad screen.

Gurman said early this month that the new tablets would launch alongside the M3 MacBook Air, but the laptop arrived without any iPads in tow. He now reports that Apple’s release schedule was pushed back to finish working on the devices’ software and ironing out the kinks from the “complex new manufacturing techniques” they require.

This article originally appeared on Engadget at https://www.engadget.com/an-oled-ipad-pro-and-the-first-big-screen-ipad-air-will-reportedly-arrive-in-may-204056132.html?src=rss

A $3 app shoots better spatial videos than the iPhone’s native camera

A $3 iOS app now records higher-resolution spatial videos than Apple’s native camera app. Spatialify, available on the App Store, lets iPhone 15 Pro owners record 3D videos for Apple’s Vision Pro in either 1080p at 60fps or 4K at 30fps — with HDR. Apple’s native recording only supports 1080p / 30fps without HDR, so your immersive clips will be noticeably sharper using Spatialify than the camera app on the same phone. UploadVR first reported on the app update.

Spatialify launched earlier this year as a tool for converting Apple’s spatial videos (HEVC format) for playback on non-Apple VR headsets like the Meta Quest 3. But with Meta later adding native HEVC conversion to its headsets (the best-selling on the market), Spatialify’s superior recording could give the third-party app a new lease on life.

Engadget senior editor Devindra Hardawar confirmed that Spatialify produces files in 4K / 30fps when set accordingly. He also verified that Spatialify’s videos look much sharper on the Vision Pro than those shot in Apple’s camera app. HDR also makes the videos’ lighting look more realistic. Not bad for three bucks.

It’s somewhat surprising Apple is holding back its native camera app from exploiting the iPhone 15 Pro and Pro Max’s full hardware capabilities, but it isn’t unheard of. Halide, a popular iOS camera app, beat Apple to the punch with iOS photography features like shooting in RAW, manual controls and portrait photos for pets. Based on that history, I wouldn’t be shocked if Apple soon added similar advanced spatial recording to its camera, especially now that we know its current hardware has no problem with it.

Spatialify is available on the App Store for $3. It requires an iPhone 15 Pro or iPhone 15 Pro Max to capture spatial videos.

This article originally appeared on Engadget at https://www.engadget.com/a-3-app-shoots-better-spatial-videos-than-the-iphones-native-camera-193055951.html?src=rss

You can now use your phone to get started with Amazon’s palm-reading tech

Amazon just launched an app that lets people sign up for its palm recognition service without having to head to an in-store kiosk. The Amazon One app uses a smartphone’s camera to take a photo of a palm print to set up an account. Once signed up, you can pay for stuff by using just your hand, ending the tyranny of having to carry a smartphone, cash or a burdensome plastic card.

The tech uses generative AI to analyze a palm's vein structure, turning the data into a “unique numerical, vector representation” which is recognized by scanning machines at retail locations. You’ll have to add a payment method within the app to get started and upload a photo of your ID for the purpose of age verification.

The app launches today for iOS and Android. Previously, you’d have to go to a physical location to sign up for Amazon One. Beyond payments, the tech is also used as an age verification tool and as a way to enter concerts and sporting events without having to bring along a ticket.

Once you hand over your palm-print to the completely benevolent Amazon corporation, you’ll have unfettered access to each and every Whole Foods grocery store throughout the country. Amazon, after all, owns Whole Foods. Amazon One payments are also accepted at some Panera Bread locations, in addition to certain airports, stadiums and convenience stores.

There are obvious privacy concerns here, as passwords can change but palms cannot. Amazon says that all uploaded palm images are “encrypted and sent to a secure Amazon One domain” in the Amazon Web Service cloud. The company also says the app “includes additional layers of spoof detection,” noting that it’s not possible to save or download palm images to the phone itself.

This article originally appeared on Engadget at https://www.engadget.com/you-can-now-use-your-phone-to-get-started-with-amazons-palm-reading-tech-184814302.html?src=rss

Vizio just announced a $999 86-inch 4K TV

Walmart ag ’d have to sell a kidney to afford a giant 4K TV for the living room. That is no longer true, as television prices continue to decline. Case in point? Vizio just announced a new 86-inch 4K smart TV that costs just $999.

The first thing worth mentioning about the latest member of Vizio’s lineup of 4K televisions is its size. The next-biggest model is 75 inches and that’s already large enough to absolutely take over most spaces. This thing will be like having a Times Square billboard in your living room. That's not a bad thing, particularly for home theater buffs. 

We don’t know how this set will look in action yet, but it does offer a serious batch of features. Vizio says it “boasts the same powerful picture quality as its predecessors”, thanks to the inclusion of Dolby Vision HDR and HDR10+. The company also promises the TV can run games at 120 fps once you switch to 1080p. Here’s hoping the product can make good on this claim. Other features include dual-band Wi-Fi 6 connectivity and DTS:X audio.

Walmart agreed to buy Vizio last month for $23 billion, though the deal still faces regulatory approval. The 86-inch 4K TV officially goes on sale April 29 at both brick-and-mortar and digital retailers. 

This article originally appeared on Engadget at https://www.engadget.com/vizio-just-announced-a-999-86-inch-4k-tv-160030764.html?src=rss

Sam Bankman-Fried just got sentenced to 25 years in prison

Disgraced former FTX CEO Sam Bankman-Fried was just sentenced to 25 years behind bars in a ruling handed forth New York's Southern District Court. Judge Lewis A. Kaplan announced the decision this morning.

As posted by CNN, Bankman-Fried expressed regret for his actions and the people he harmed. "It's been excruciating to watch," he said. "Customers don't deserve any of that pain." He also acknowledged the serious time he was likely to spend behind bars. "My useful life is probably over," he said. "It's been over for a while now."

Judge Kaplan laid out his reasoning for delivering such a harsh sentence to the one-time golden boy of the crypto community, suggesting that Bankman-Fried could be in "position to do something very bad in the future." The sentence was issued "for the purpose of disabling him to the extend that can appropriately be done for a significant period of time."

Bankman-Fried is expected to appeal the decision. His defense team asked for a sentence of five to 6.5 years, citing his “charitable works and demonstrated commitment to others.” The team also suggested lenience on the grounds that victims would be made whole, referring to a January bankruptcy court hearing showing that customers and creditors will get their money back. Prosecutors, on the other hand, wanted something much harsher. They asked for a sentence of 40 to 50 years "to reflect the seriousness of the defendant's crimes," US Attorney Damian Williams told the court earlier this month. The maximum possible sentence was 110 years.

SBF, as he's now infamously known, was arrested in the Bahamas back in December of 2022. He faced seven charges, including wire fraud against FTX customers, wire fraud against Alameda Research lenders, conspiracy to commit wire fraud against both entities, conspiracy to commit securities and commodities fraud on FTX customers and conspiracy to commit money laundering. He was found guilty of all charges.

The trial lasted one month, with prosecutors arguing that he used FTX funds to keep sibling company Alameda Research afloat. Caroline Ellison, his one-time girlfriend and CEO of Alameda, confirmed this to be true and admitted that she committed fraud on behalf of Bankman-Fried. The defendant’s lawyers, on the other hand, tried to portray him as a hapless math nerd who wrestled with “forces largely outside of his control.”

Alameda borrowed more than $8 billion from FTX, money that was taken from accounts belonging to FTX customers. Bankman-Fried claims he only learned of this in 2020 but performed no actions to safeguard the funds. He took the stand during the trial and said that he deeply regrets “not taking a deeper look into" what was going on with both companies. FTX collapsed and filed for bankruptcy in 2022. 

“Clearly, I made a lot of mistakes. There are things I would give anything to be able to do over again,” he told the New York Times before the trial started.

This article originally appeared on Engadget at https://www.engadget.com/sam-bankman-fried-just-got-sentenced-to-25-years-in-prison-155021840.html?src=rss

Google reverses course and brings its Gemini AI to the regular Pixel 8

Google will bring Gemini, the company’s new large language model, to Pixel 8 smartphones after all. The phone will incorporate Gemini Nano, a version of the model built to run locally on personal devices. This follows a successful rollout to the Pixel 8 Pro late last year and the Samsung Galaxy S24 in January.

The Pixel 8 features the same proprietary Tensor G3 chip as the Pro, which was designed to speed up AI performance. So the overall experience should be similar with both gadgets. It’ll be coming in the next Pixel Feature Drop, but only as a developer preview for now. Google wants to collect feedback and make sure everything is running smoothly on the slightly lower-specced phone.

This is a fairly sudden change for Google. The company originally said that the Pixel 8 couldn't handle on-device Gemini because of "hardware limitations", despite having the same chip as the Pro model. The main difference between the two phones is the RAM allotment, which doesn't seem like a deal-breaker when it comes to running an on-device AI. It looks like Google also came around to that line of thinking. 

So what can you do with this thing? The company’s expanding two features that make use of the LLM, and both of these tools have been available for Pro users. The Recorder app will get an improved Gemini-powered summarize feature that works locally on the device. A similar tool already exists, but requires a network connection. Once Gemini Nano is on-board, the data will no longer have to get sent to a server. As one might surmise, this feature creates summaries of recorded conversations.

Gemini Nano will also power Gboard’s Smart Reply toolset. This software suggests responses to messages and is even aware of context in conversations. It started as an exclusive to WhatsApp but recently expanded to Line and KakaoTalk. Google promises “more messaging apps” will add support in the coming months. It’s pretty odd that Google Messages isn’t one of the early adopters of this platform. Gemini Nano is used to power on-device Magic Compose in Messages on the Pixel 8 Pro and Samsung S24, but Google hasn’t announced if this particular tool is coming to the standard Pixel 8.

This has been a big week for Gemini, as Apple is reportedly in talks to bring Google’s AI to iPhones. That’s like Coke and Pepsi suddenly opening up a soda shop together. However, Gemini recently came under fire for creating wildly inaccurate historical images. The image generation feature is still on pause as the company continues to iron out those kinks.

This article originally appeared on Engadget at https://www.engadget.com/google-reverses-course-and-brings-its-gemini-ai-to-the-regular-pixel-8-154329980.html?src=rss

Take-Two is buying Gearbox from Embracer for $460 million

More major changes are afoot on the business side of the video game world, as a notable name is changing hands once again. Take-Two Interactive (the parent company of Grand Theft Auto publisher Rockstar and others) has agreed to buy Gearbox Entertainment from the embattled Embracer Group. The deal is worth $460 million in stock and is expected to close by June 30. It had been rumored for several months that Embracer was planning to sell off Gearbox.

Take-Two is acquiring three studios: Gearbox Software, Gearbox Montréal and Gearbox Studio Quebec. It will fully own the Borderlands, Tiny Tina’s Wonderlands, Homeworld, Risk of Rain, Brothers in Arms and Duke Nukem franchises, along with “Gearbox’s future pipeline.” Gearbox will operate under the umbrella of 2K, which already publishes Borderlands and Tiny Tina games. Gearbox founder and CEO Randy Pitchford will remain at the helm.

Embracer is hanging onto Gearbox Publishing San Francisco, which will be renamed. That holds the publishing rights for the Remnant series, Hyper Light Breaker and unannounced games. Embracer will also keep Cryptic Studios (Neverwinter Online and Star Trek Online), Lost Boys Interactive and Captured Dimensions.

Take-Two notes that Gearbox has “six key interactive entertainment projects in various stages of development.” Those include five sequels, among them Homeworld 3 and the next Borderlands game.

Embracer bought Gearbox in 2021 for an initial $363 million. If Gearbox met certain targets, the deal would have been worth just over an extra $1 billion over six years.

Since it bought Gearbox, Embracer has gone through rough times. Last year, it announced a major restructuring after a $2 billion investment deal (said to be from a group backed by Saudi Arabia’s sovereign wealth fund) fell apart. Since then, Embracer has has closed several studios and sold off others. It laid off 1,387 people in the second half of last year and canceled 29 unannounced games over a six-month period in 2023.

Elsewhere in the business of video games, Sega has sold Relic Entertainment (Warhammer 40,000 and Company of Heroes), which is now an independent studio thanks to the help of a mystery investor. Sega is also cutting around 240 jobs in Europe, adding to the extensive video game layoffs so far this year. Sega Europe, Creative Assembly (Total War) and Hardlight Studios (Two Point Hospital) are said to have been impacted.

This article originally appeared on Engadget at https://www.engadget.com/take-two-is-buying-gearbox-from-embracer-for-460-million-145711528.html?src=rss

Tamagotchi Uni finally feels complete after its biggest update yet

Ever since Tamagotchi Uni became globally available last summer, it’s felt like a product with a lot of unrealized potential.

Bear in mind, I say this as someone who loves this device and has run it daily since launch. But on top of all the basic activities one would expect at this point from the digital pet toy, the Wi-Fi capable Tamagotchi Uni promised users the “Tamaverse” — a virtual playground that would broaden the Tamagotchi experience like never before. So far, it hasn’t, really.

Sure, players could send their characters there to “meet” others, go on little vacations and buy outfits, but those small activities don’t really add much substance. The “travel” experience involved watching short animation, and occasionally getting a special food dish, item or achievement badge. Even the aspect of mingling was sorely limited, allowing players to send just one Heart (a “like” to acknowledge another player’s Tamagotchi) per day.

The Tamaverse has been slow to live up to the expectations Bandai set, despite it being the Uni’s biggest selling point. That seems to be changing in a big way.

With an update that rolled out on March 19 — version 1.6.0 — Bandai opened the Tama Portal, an area of the Tamaverse that’s been cordoned off all this time. A few days after, it dropped the first two DLC packs for Tamagotchi Uni in the form of “Tamaverse Tickets,” which allow users to travel to new locations through that portal. In a bonus, non-Tamaverse-related move, the update also answers players’ desperate pleas for more item storage by adding “My Box,” where surplus items can be stowed so you no longer need to delete older goodies to make room for new ones.

Promotional images for Tamagotchi Uni Tamaverse Tickets to Very Berry Land and LoveMelo Concert
Bandai

The first two Tamaverse Tickets, as the DLCs are being called, are available now. One, which takes you to Very Berry Land, is free, while the other, for the LoveMelo Concert, costs $6. Each new area comes with a slew of additional characters you can raise (including some that are brand new for the franchise), an on-theme mini-game and a shop with new food, items, accessories and furniture you can buy with Gotchi Points. 

This is the kind of depth the virtual space always seemed to imply. Now it feels like we’re finally seeing what the Tamaverse can really be. Hopefully, it’s just the start.

There will undoubtedly be some who balk at having to pay for DLC beyond the one freebie, and while I can’t say I’d blame them for that, it doesn’t bother me for what we’re getting. Purchasing a ticket gives you access to a download code that can be used three times. Once the code is registered to a device, you can visit that location as much as you want, and switch freely between the different locations you’ve downloaded. That means I was able to use the same codes to download Very Berry Land and LoveMelo Concert on both of my Tamagotchi Uni devices, and still have one use left for each ticket in case I ever have to do a reset.

As was the case with the Tamagotchi Smart’s DLC, the physical TamaSma cards, only one Tamaverse Ticket can be active at a time, so switching will wipe out any location-specific items or food in your inventory, but you won’t need to reenter the code in order to switch back. All of a person’s downloaded locations can be found in a new list called DL Area when you visit the Tama Portal. 

12 new Tamagotchi characters added to Tamagotchi Uni with the Very Berry Land and LoveMelo Concert DLCs
Bandai

It’s not just one or two characters that come with each location, either — you get six. Some people buy whole new devices for that kind of expansion (definitely not me… haha…). And the free Very Berry Land brings back the fan-favorite adorable strawberry, Ichigotchi, which feels like a win for everyone.

The DLC also reintroduces the method of obtaining specific characters by feeding your fledgling Tamagotchis certain meals or playing with a particular item three times before they reach adulthood. I was excited to try and get the new character, Tanghulutchi, that comes with Very Berry Land, and fed my teen Tama an abundance of Fruit Candy snacks in hopes that it would make her appear. It worked! (I’m now also fiending for the real candied fruit treat of its namesake, Tanghulu. Thanks Bandai). 

Once I’m strong enough to part with Memetchi on my other device, which is running LoveMelo Concert, I’ll probably try to get Drumcrubitchi, a new character that’s literally a drum kit with a face.

Pink Tamagotchi Uni pictured in a hand displaying the new character Tanghulutchi
Photo by Cheyenne MacDonald / Engadget

All of the things you can purchase in the Tama Portal locations are as of now much cheaper than the usual Tama Mall offerings, with furniture and accessories falling between 200 and 500 Gotchi Points. It’s really nice to have some new mini-games to freshen up the daily routine, since there aren’t many built into the device when it’s offline, and the ones they’ve added to the first Tamaverse locations are great.

In Very Berry Land, you can play Cake Factory, where you have to move your character around to place strawberries on top of cake slices as they come down the conveyor belt. It’s a game style we’ve seen before, but is slightly more exciting than other similar versions because the pace really picks up in the second half of the round.

LoveMelo Concert brings back the popular Guitar-Hero-style rhythm game format we saw (twice) in the Tama Arena’s Nyanoe Dance, but the new Happy Happy Harmony features a different song for you to try and keep up with. It’s actually pretty challenging, and is the type of game I’ll have to obsessively revisit until I’ve perfected it. Nyanoe Dance was clearly well received, and I’m sure a lot of fans will be happy that a version of it has found a permanent home in the Uni one way or another.

Tamagotchi Uni LoveMelo Concert game
Photo by Cheyenne MacDonald / Engadget

One of the best things about previous versions of the modern Tamagotchi, like the Tamagotchi On, was the joy of discovery when you unlocked a new location. The new Tama Portal destinations garner that same feeling, and I can only hope Bandai will keep it going even beyond the additional expansions it teased with update 1.6.0.

The announcement materials indicated that there are at least three more DL Areas on the way, including the Tamamori Fashion Show that’s set to drop at the end of May. That world introduces some more absolutely unhinged Tamagotchi character designs — like a pair of anthropomorphic work boots named, I kid you not, Bootsbrothers — and I truly cannot wait. The other areas haven’t yet been revealed.

This article originally appeared on Engadget at https://www.engadget.com/tamagotchi-uni-finally-feels-complete-after-its-biggest-update-yet-140041168.html?src=rss

Meta and Google face claims of restricting reproductive health ads and fueling misinformation

A new report found Meta and Google are restricting reproductive health information in Asia, Africa and Latin America. MSI Reproductive Choices and the Center for Countering Digital Hate, which partnered on the report, claim that the companies have restricted local abortion providers' ads and allowed misinformation to fester, among other misdoings. 

Take Mexico, which decriminalized abortion in 2023 but where services are not yet legal in all 32 of its states. Meta won't allow MSI to share abortion-related ad content in the country due to remaining bans. However, the local team reported that other sexual and reproductive health content has also received blocks. MSI's teams in Nepal and Vietnam echoed this issue, with Meta allegedly removing ads promoting cervical cancer screenings and information on IUDs and contraceptive pills, respectively. MSI now has a "blanket advertising ban" from Meta in the two countries and claims the company provided no clear justification. Ghana's team reported Google blocked their ads with the phrase "pregnancy options."

"Women and girls are being neglected by these major tech platforms who are putting their bottom lines above the public good," Whitney Chinogwenya, marketing specialist at MSI Reproductive Choices, said in a statement. "Accurate online information is a lifeline for those seeking timely care and facts about their reproductive options. Yet anti-choice groups are able to spread disinformation and toxic narratives online with impunity. And what is worse, platforms like Google and Meta are currently enabling, and profiting from this dangerous propaganda." 

MSI's teams in Ghana, Kenya and Nepal expressed difficulty connecting with Meta and receiving information on why their ads were limited — though Bangladesh's team was able to get in contact and resolve their issues. Kenya, Nigeria and Vietnam faced another problem: imitation Facebook pages and websites, sometimes with nothing different than a phone number. MSI requested that Meta and Google remove these scammers (some of which requested money from prospective clients) but claims the companies delayed action or took none. 

Researchers gathered evidence through correspondence and interviews with MSI's teams in locations such as Bangladesh, Ghana, Kenya, Mexico, Nepal, Nigeria, South Africa and Vietnam. Further information came from an analysis of Meta's Ad Library, which the report claims showed evidence of the company displaying and profiting from false or misleading anti-abortion ads in Ghana and Mexico. Users reportedly in these two countries viewed these ads up to one million times between 2019 and 2024. Approved ads included claims that "global powers and international companies" paid for decriminalizing abortion movements to "eliminate the Mexican population."

The report also looks at abuse directed at MSI's workers in Kenya, which the organization claimed Meta turns a "blind eye" towards. Ghana's team reported anti-choice organizations have used WhatsApp, a Meta-owned platform, to pedal conspiracies around family planning being a method to depopulate Africa and MSI's workers "introducing 'satanic' sexual education in schools to 'destroy the youth.'" 

The Center for Countering Digital Hate's CEO and founder, Imran Ahmed, accuses social media companies of mining "users' personal data in the Global South but take little care to protect local human rights and civil liberties. It reeks of colonialism — the greed, arrogance and double standards in how they treat less-wealthy markets. They have little regard or understanding of the complex cultural and political factors that can deprive people of their legal right to reproductive healthcare, nor do they grasp that the uneven application of their own content moderation policies greatly exacerbates these problems."

According to Google, it can't say why any ad or campaign was blocked without seeing the specific ad or advertiser account. It also said that ads targeting the term pregnancy options in Ghana and the other countries listed aren't prohibited. “This report does not include a single example of policy violating content on Google’s platform, nor any examples of inconsistent enforcement," a Google spokesperson told Engadget. "Without evidence, it claims that some ads were blocked in Ghana for referencing ‘pregnancy options’. To be clear, these types of ads are not prohibited from running in Ghana – if the ads were restricted, it was likely due to our longstanding policies against targeting people based on sensitive health categories, which includes pregnancy.”

Meta is reviewing the findings, but spokesperson, Ryan Daniels told The Guardian: "We allow posts and ads promoting healthcare services, as well as discussion and debate around them. Content about reproductive health must follow our rules, including those on prescription drugs and misinformation, and ads promoting reproductive health products or services may only be targeted to people 18-plus. We prohibit ads that include misinformation or mislead people about services a business provides, and we will review the content of this report."

Engadget has reached out to Meta for further comment. 

Update, March 28 2024, 10:20PM ET: This article has been updated to include a statement and further information from Google. 

This article originally appeared on Engadget at https://www.engadget.com/meta-and-google-face-claims-of-restricting-reproductive-health-ads-and-fueling-misinformation-132913618.html?src=rss

Microsoft Copilot AI will soon run locally on PCs

Microsoft's Copilot AI service is set to run locally on PCs, Intel told Tom's Hardware. The company also said that next-gen AI PCs would require built-in neural processing units (NPUs) with over 40 TOPS (trillion operations per second) of power — beyond the capabilities of any consumer processor on the market. 

Intel said that the AI PCs would be able to run "more elements of Copilot" locally. Currently, Copilot runs nearly everything in the cloud, even small requests. That creates a fair amount of lag that's fine for larger jobs, but not ideal for smaller jobs. Adding local compute capability would decrease that lag, while potentially improving performance and privacy as well. 

Microsoft was previously rumored to require 40 TOPS on next-gen AI PCs (along with a modest 16GB of RAM). Right now, Windows doesn't make much use of NPUs, apart from running video effects like background blurring for Surface Studio webcams. ChromeOS and macOS both use NPU power for more video and audio processing features, though, along with OCR, translation, live transcription and more, Ars Technica noted.

So far, the processor with the fastest NPU speed is Apple M3, which offers 18 TOPS across the lineup (M3, M3 Pro and M3 Ultra). AMD's Ryzen 8040 and 7040 laptop chips are next with 16 and 10 TOPS respectively, while Intel's Meteor Lake laptop hits 10 TOPS as well. Qualcomm may offer the first processor with enough power for Copilot via the Snapdragon X Elite, which will offer 45 TOPS of AI compute speed. 

Intel's Lunar Lake chips, set to arrive in 2025, will ship with triple its current NPU speeds. Yesterday, the company introduced 300 new AI features optimized specifically for its own OpenVino platform. The chip giant also announced an AI PC development kit based on the the ASUS NUC Pro that uses its current Meteor Lake silicon. 

"From a desktop standpoint, we have plans on the desktop side, what we would say [is an] AI PC. And then there's also the next-gen AI PC, the 40 TOPS requirements; we have all of our different steps in our roadmap on how we cover all the different segments," the company told Tom's Hardware.

This article originally appeared on Engadget at https://www.engadget.com/microsoft-copilot-ai-will-soon-run-locally-on-pcs-130642514.html?src=rss

MLB's Home Run Derby VR launches on the Meta Quest Store

If you're part of the intersection of virtual reality enthusiasts and major league baseball fans, then there's good news for you. MLB has launched Home Run Derby VR on the Meta Quest Store, making it available for Quest 2, Quest 3 and Quest Pro users. The game was previously on Meta's App Lab.

MLB Home Run Derby VR gives gamers the chance to explore 30 different ballparks and play up to 100 different levels. "This upgraded game offers an exciting opportunity to experience each venue like never before and utilizing advanced motion controls and realistic batting mechanics, users can step into the virtual batter's box to emulate their favorite sluggers from anywhere in the world," MLB shared in its announcement.

The game also offers multiplayer mode for up to four people or tournaments for up to eight. Users can choose winners by score, fastest exit velocity or longest home run. Plus, achievements can unlock bat skins, batting gloves and more for their Meta avatars. MLB Home Run Derby VR is available for $30 in the Meta Quest Store, but non-Meta users can pick it up on Rift or Steam VR platforms.

This launch isn't MLB's first foray into VR: The organization hosted its first "virtual ballpark" regular-season game in September. The experience allowed viewers to "enter" the stadium and watch avatars correspond to real-time gameplay between the Tampa Bay Rays and the Los Angeles Angels.

This article originally appeared on Engadget at https://www.engadget.com/mlbs-home-run-derby-vr-launches-on-the-meta-quest-store-130036093.html?src=rss

Visions of Mana preview: A faithful reimagination of a classic

Classic JRPGs are sort of having a moment. Final Fantasy 7 Rebirth has brought new life and a new generation of gamers to one of the most iconic franchises around. More recently Unicorn Overlord has given us a spiritual sequel to Ogre Battle that’s so good even series creator Yasumi Matsuno (and director of Final Fantasy Tactics) has been telling people to play it. And later this summer, Square Enix has challenged itself with reimagining one of the most beloved SNES titles of all time after more than 15 years. But now I’ve had the chance to play a preview of Visions of Mana, it feels like the developers have retained the spirit of the franchise but in a game that feels much more at home in 2024.

One of the biggest challenges for Visions is the transition from classic 2D sprites to a much richer and more expansive 3D world. And while there are some visual similarities to recent Dragon Quest games, I think Square Enix has done a wonderful job of maintaining the franchise’s identity. The game’s color palette is bright and energetic, recreating many of the pastel hues seen in previous games. Character designs skew more towards cute and adorable unlike some of its darker and edgier rivals, which gives the title a playful vibe, just like Secret of Mana did more than two decades ago.

In combat, the Sylphid Boomerang can be used to trap enemies, deal damage and knock away foes outside of the tornado. In combat, the Sylphid Boomerang can be used to trap enemies, deal damage and knock away foes outside of the tornado. 
Square Enix

Another thing that has translated quite well is its gameplay. Back in 1993, Secret of Mana’s ring menu was lauded for making it easy to switch between weapons and items (or even characters) without making combat feel stilted or clunky. And with the Mana franchise having made the jump to action-orientated gameplay (instead of turn-based) way before mainline Final Fantasy games did, Visions’ assortment of speedy combo-based attacks, spells and class strikes (which are sort of like limit breaks) are a great fit. You can even launch enemies in the sky and rain down blows while they’re suspended, which is a real treat as I’m a sucker for any game with air juggles.

Each of the four main characters (Val, Hinna, Careena and Morley) also have distinct classes like Rune Knight or Oracle, so they all have a unique style and feel in combat. I found myself gravitating towards the thief/catdude Morley, whose katana felt extremely fast and fluid. My only small complaint is that with Square also bringing back the concept of three-person parties, things can get kind of hectic when you’re trying to keep tabs on people performing multi-hit combos against large groups of foes.

Pikuls are friendly creatures that characters in Visions of Mana can ride to speed up travel. Pikuls are friendly creatures that characters in Visions of Mana can ride to speed up travel. 
Square Enix

The most important addition to Visions is the introduction of Elemental Vessels, which give you new abilities both in and out of combat. When you’re simply running around the map, similar to items like the hookshot in Legend of Zelda, vessels provide important traversal abilities. For example, the Sylphid Bommering allows you to create floating platforms so you can cross valleys and chasms or summon gusts of wind so you can jump to a faraway ledge. Meanwhile in battle, you can use the boomerang to trap enemies in the air, deal damage and blow away surrounding foes that might want to interrupt your attack. So while it’s not a groundbreaking feature, I appreciate how Visions is using new mechanics to add an extra layer of depth to multiple facets of the game.

Unfortunately, one trait of previous Mana games that hasn’t carried over to Visions is the use of a big roster with branching storylines. For longtime fans, this might be a bit of a bummer, but when asked about this change, Visions of Mana producer Masaru Oyamada told me (via an interpreter) that one of the team’s goals for this installment was a more focused story. So while I couldn’t glean much about the game’s plot during my one-hour demo, there’s still hope that Visions will still deliver an engaging narrative.

A screenshot of combat from Visions of Mana
Square Enix

But my biggest takeaway from the preview is how Oyamada is trying to respect the legacy of such a storied franchise while also delivering fresh and exciting experiences for new and old players alike. Oyamada said “I really thought about the elements that I loved when I was a child, so I leaned into those feelings in order to drive decision making for the latest installment in this series.”

On top of that, I like how mechanics like the Ring menu are pulling double duty in this game. Oyamada told me that not only does this system act as a nod toward players familiar with the franchise, it also serves as an important accessibility tool that makes it easy to switch items and plan your attacks in the heat of battle. Meanwhile, to help the series grow and evolve, Oyamada said “We thought about the elemental aspect as something that was kind of under-utilized and under-appreciated in previous Mana games.”

The art of Visions of Mana evokes previous entries in the series thanks to its bright colors and cute character design.
Square Enix

And with Oyamada having been in charge of the remasters for Secret of Mana, Trials of Mana (AKA Seiken Densetsu 3) and others in recent years, even though much of the original development team for the series has moved on, it’s clear Square Enix has preserved a lot of the DNA that made previous Mana games so great all those years ago.

In some ways, I wish this game was called Spirit of Mana, as that feels like a more appropriate title for a series whose last entry was released in 1995. Regardless, I can’t wait to play more when Visions of Mana officially goes on sale sometime this summer.

One final note is that Visions of Mana is slated to be available on PlayStation 4, PlayStation 5, Xbox Series S/X and PC. Currently, Square Enix says that while "We are looking to support Steam Deck compatibility, we cannot confirm at this time as we are still optimizing the game."

This article originally appeared on Engadget at https://www.engadget.com/visions-of-mana-preview-a-faithful-reimagination-of-a-classic-130022297.html?src=rss

More YouTube creators are now making money from Shorts, the company's TikTok competitor

YouTube’s TikTok competitor, Shorts, is becoming a more significant part of the company’s monetization program. The company announced that more than a quarter of channels in its Partner Program are now earning money from the short-form videos.

The milestone comes a little more than a year after YouTube began sharing ad revenue with creators making Shorts. YouTube says it currently has more than 3 million creators around the world in the Partner Program, which would imply the number of Shorts creators making money from the platform is somewhere in the hundreds of thousands.

Because ads on Shorts appear between clips in a feed, revenue sharing for Shorts is structured differently than for longer-form content on YouTube. Ad revenue is pooled and divided among eligible creators based on factors like views and music licensing. The company has said this arrangement is far more lucrative for individuals than traditional creator funds.

So far though, it’s unclear just how much creators are making from Shorts compared with the platform’s other monetization programs. YouTube declined to share details but said the company has paid out $70 billion to creators over the last three years.

Shorts’ momentum could grow even more in the coming months. TikTok, which itself has been trying to compete more directly with YouTube by encouraging longer videos, is facing a nonzero chance that its app could be banned in the United States. Though that outcome is far from certain, YouTube would almost certainly attract former TikTok users and creators.

This article originally appeared on Engadget at https://www.engadget.com/more-youtube-creators-are-now-making-money-from-shorts-the-companys-tiktok-competitor-130017537.html?src=rss

A four-pack of Apple AirTags is down to its lowest price yet of $75

Apple's AirTag is the top pick for iPhone owners in our Bluetooth tracker buying guide (unsurprisingly), and right now a four-pack of the little devices is down to a record low of $75 at Amazon, Walmart and Best Buy. The pack previously fell to $80 earlier this week, a deal we've seen numerous times since the holiday shopping season. This new discount, however, matches the best price we've tracked, coming in $24 below Apple's list price. As long as you want to keep tabs on several items, it's also cheaper than buying four single AirTags separately, as those are currently going for $24 each.

We highlight the AirTag in our guide because it can utilize Apple's giant network of devices to locate items. If you misplace an AirTag-equipped bookbag, for instance, nearby Apple devices can anonymously alert Apple's Find My network when the bag is close, then the Find My app will report that location back to you. Since there are more than two billion iPhones, iPads, Macs and other Apple gadgets active in the wild, the odds of finding something are generally better here than with other trackers that use much smaller crowd-finding networks.

Once you're in the vicinity of a lost item, the AirTag uses a wireless connection called ultrawideband (UWB) to more precisely lead you in the right direction, displaying an arrow and distance estimate when you're nearby. The tracker has an IP67 rating, so it can survive a brief dip underwater, and it's one of the few Apple gadgets with an easily replaceable battery. On its own, Apple says the battery is designed to last "more than a year" before it needs changing.

The biggest disadvantage the AirTag has compared to competitors like Tile is that it's only available in one shape. Its coin-like design is easy to tuck away but doesn't come with a built-in keyring hole or adhesive. If you want to actually attach it to an item, you need to pay for a separate accessory.

It's also worth noting that AirTags aren't designed to find stolen items. They could help with that, but if your AirTag is found moving with someone else, that person will receive an alert telling them so. This feature is meant to hinder those who might use AirTags for stalking, which has been an unfortunate side effect of the device's effectiveness. That said, both Apple and Google have issued updates to further combat bad actors. As a bit of extra security against losing your stuff, the AirTag works well, and this deal makes it a little more accessible. There should be no worry about a new model coming anytime soon, either, as a Bloomberg report earlier this year said a second-generation device isn't expected until 2025.

If you own a Samsung Galaxy phone, meanwhile, we'll note that a four-pack of Samsung's Galaxy SmartTag 2 is also on sale for an all-time low of $70 at Amazon and B&H. This is another pick in our buying guide: It's not quite as precise as an AirTag and only works with Samsung phones, but it's easy to setup, it has a built-in cutout and it works similarly if you're a committed Galaxy user.

Follow @EngadgetDeals on Twitter and subscribe to the Engadget Deals newsletter for the latest tech deals and buying advice.

This article originally appeared on Engadget at https://www.engadget.com/a-four-pack-of-apple-airtags-is-down-to-its-lowest-price-yet-of-75-161510542.html?src=rss

The Morning After: Hulu officially joins Disney+

A month after taking full ownership of Hulu last November, Disney started beta testing integration with Disney+. Today, Hulu on Disney+ is officially out of beta, making it easy for subscribers to access content for both services. It’s also a way for Disney to push its Hulu bundle, which starts at $9.99 a month with ads. And if you want to go ad-free and download content for offline viewing, there’s the Duo Premium bundle for $19.99 a month.

All your favorite Hulu content is in its own tab, but the big shows (like Shogun) will feature in the main show carousel too. However, if you’re a long-running Hulu viewer, you’ll lose your viewing progress on things you’ve already watched or half-watched.

— Mat Smith

The biggest stories you might have missed

Oregon’s Right to Repair bill is now a law

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The White House lays out extensive AI guidelines for the federal government

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Anti-trans hate is ‘widespread’ on Facebook, Instagram and Threads, report warns

GLAAD found plenty of policy violations where Meta took no action.

Surprise! Meta is failing to enforce its own rules against anti-trans hate speech on its platforms. GLAAD warns that “extreme anti-trans hate content remains widespread across Instagram, Facebook and Threads.” It reported on dozens of examples of hate speech from Meta’s apps, between June 2023 and March 2024. Despite the posts clearly violating Meta’s policies, the company either claimed “posts were not violative or simply did not take action on them,” according to GLAAD. The group also shared two examples of posts from Threads, Meta’s newest app where the company has tried to tamp down “political” content and other “potentially sensitive” topics.

GLAAD’s report isn’t the first time Meta’s been criticized for not protecting LGBTQIA+ users. Last year, its own Oversight Board urged Meta to “improve the accuracy of its enforcement on hate speech towards the LGBTQIA+ community.”

Continue reading.

Marvel Rivals is a new Overwatch-like team shooter

You can play as Black Panther, Spider-Man, Magneto and more.

TMA
Marvel Games

Marvel Rivals is a third-person 6v6 team-based shooter that sounds very Overwatch-like. It’ll be free to play, and it’s set inside of a “continually evolving universe,” which probably means new levels, new characters and new gameplay modes over time. Testers will be able to play as Spider-Man, Black Panther, Magneto, Magik and eight or nine more unannounced characters. The developers added Rocket Raccoon, Groot, Hulk and Iron Man would also eventually be playable. The alpha will be available in May for PC players. There’s no word on a console release.

Continue reading.

No Man’s Sky gets computer-generated space stations

Eight years after launch.

Yes, No Man’s Sky is still getting major updates. Developer Hello Games’ next update, due Wednesday, adds procedurally generated space stations (so they’ll be different every time), a ship editor and a Guild system to the nearly eight-year-old space exploration sim. The stations’ broader scale will be evident from the outside, while their interiors will include new shops, gameplay and things to do, including interacting with all those guilds.

Continue reading.

This article originally appeared on Engadget at https://www.engadget.com/the-morning-after-hulu-officially-joins-disney-plus-111523594.html?src=rss

Microsoft may be working on a cheaper, disc-free Xbox Series X

Microsoft may be working on a white version of its current all-digital Xbox Series X console, according to leaked images reported by Exputer and documents seen by The Verge. The design appears to be identical to the current black disc version (sans the disc slot) and has the same "robot white" finish as the white Xbox Series S. If accurate, the news may mean delays to a rumored Xbox Series X refresh that carriesas a different design. 

It's not the first time rumors of a white all-digital Xbox Series X have leaked out. Last month, Exputer also reported that Microsoft planned to release a white, all-digital Xbox Series X sometime between June and July 2024, with a retail price $50 to $100 lower than the current Xbox Series X. 

Last year, a large leak indicated that Microsoft would launch an all-digital Xbox Series X with a new cylindrical design, arriving in November of 2024 for $500. The device, code-named Brooklin, was tipped to come with Wi-Fi 6E, Bluetooth 5.2, USB-C front port, an all-new southbridge and a 6-nanometer die shrink. That would allow for a reduced (15 percent) power draw, a new low-power standby mode and increased use of recycled plastic. 

Much of the news around Brooklin was effectively refuted by Xbox boss Phil Spencer shortly after the leak, though. He implied that it was based on early planning and no longer accurate. "It's hard to see our team's work shared in this way because so much has changed and there's so much to be excited about right now and in the future," he stated in an X post. "We will share the real plans when we are ready." 

This article originally appeared on Engadget at https://www.engadget.com/microsoft-may-be-working-on-a-cheaper-disc-free-xbox-series-x-104021193.html?src=rss

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